2014 BOB to SZL Historical Review

YEARLY HIGH

1.6915 SZL

YEARLY LOW

1.4930 SZL

YEARLY AVERAGE

1.5698 SZL

2014 BOB to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.6915. Conversely, the yearly low was recorded on May 13, dropping to 1.4930.

This high-to-low spread represents a total annual volatility of 0.1986 SZL. From a start-to-finish perspective, comparing the January average rate of 1.5703 to the December average rate of 1.6646, the exchange rate registered a net change of 6.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6915 was up 11.56% compared to the 2013 peak of 1.5162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 8,458 SZL

2013 Average 6,948 SZL

Yearly Trough Low 7,465 SZL

Transaction Impact: A difference of 992.91 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6804

1.4907

JanuMarcMayJulySeptNove

BOB to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5484, compared to 1.5912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0427 points.

H1 Avg (Jan–Jun) 1.5484

H2 Avg (Jul–Dec) 1.5912

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1028 SZL (High: 1.6248 / Low: 1.5220). On the other end, August was the most stable month, with a tight range of 0.0254 SZL (High: 1.5545 / Low: 1.5291).

January Spread (Volatile) ±0.1028

August Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0358 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.6646) against the same month in 2013 (average: 1.5003), the exchange rate shifted by +0.1643 (+10.95%).

2014 Avg (December) 1.6646

2013 Avg (December) 1.5003

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6248	1.5220	1.5703
February	1.6238	1.5528	1.5896
March	1.5749	1.5259	1.5539
April	1.5423	1.5086	1.5265
May	1.5236	1.4930	1.5065
June	1.5611	1.5225	1.5439
July	1.5599	1.5215	1.5430
August	1.5545	1.5291	1.5435
September	1.6322	1.5422	1.5879
October	1.6358	1.5784	1.6038
November	1.6293	1.5849	1.6044
December	1.6915	1.5947	1.6646