2020 BOB to SZL Historical Review

YEARLY HIGH

2.7677 SZL

YEARLY LOW

2.0261 SZL

YEARLY AVERAGE

2.3840 SZL

2020 BOB to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.7677. Conversely, the yearly low was recorded on January 4, dropping to 2.0261.

This high-to-low spread represents a total annual volatility of 0.7416 SZL. From a start-to-finish perspective, comparing the January average rate of 2.0761 to the December average rate of 2.1616, the exchange rate registered a net change of 4.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7677 was up 23.92% compared to the 2019 peak of 2.2334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 13,838 SZL

2019 Average 10,451 SZL

Yearly Trough Low 10,130 SZL

Transaction Impact: A difference of 3,707.87 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.7533

2.0145

JanuMarcMayJulySeptNove

BOB to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4110, compared to 2.3570 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0539 points.

H1 Avg (Jan–Jun) 2.4110

H2 Avg (Jul–Dec) 2.3570

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3841 SZL (High: 2.5962 / Low: 2.2122). On the other end, October was the most stable month, with a tight range of 0.0804 SZL (High: 2.4163 / Low: 2.3359).

March Spread (Volatile) ±0.3841

October Spread (Stable) ±0.0804

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1566 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1566

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.6918) against the same month in 2019 (average: 2.0444), the exchange rate shifted by +0.6474 (+31.67%).

2020 Avg (April) 2.6918

2019 Avg (April) 2.0444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1369	2.0261	2.0761
February	2.2124	2.1296	2.1674
March	2.5962	2.2122	2.4158
April	2.7677	2.5933	2.6918
May	2.7123	2.5165	2.6357
June	2.5290	2.3991	2.4790
July	2.4978	2.3831	2.4270
August	2.5661	2.4084	2.4916
September	2.4817	2.3411	2.4247
October	2.4163	2.3359	2.3847
November	2.3610	2.2040	2.2527
December	2.2204	2.1123	2.1616