YEARLY HIGH
0.2909 TOP
YEARLY LOW
0.2604 TOP
YEARLY AVERAGE
0.2731 TOP

2014 BOB to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.2909. Conversely, the yearly low was recorded on July 13, dropping to 0.2604.

This high-to-low spread represents a total annual volatility of 0.0304 TOP. From a start-to-finish perspective, comparing the January average rate of 0.2694 to the December average rate of 0.2841, the exchange rate registered a net change of 5.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2909 was up 5.59% compared to the 2013 peak of 0.2755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,454 TOP
2013 Average 1,290 TOP
Yearly Trough Low 1,302 TOP
Transaction Impact: A difference of 152.06 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2902
0.2627
JanuMarcMayJulySeptNove

BOB to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2684, compared to 0.2778 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.2684
H2 Avg (Jul–Dec) 0.2778

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0156 TOP (High: 0.2829 / Low: 0.2673). On the other end, June was the most stable month, with a tight range of 0.0040 TOP (High: 0.2714 / Low: 0.2674).

September Spread (Volatile) ±0.0156
June Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0038 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.2879) against the same month in 2013 (average: 0.2625), the exchange rate shifted by +0.0254 (+9.68%).

2014 Avg (November) 0.2879
2013 Avg (November) 0.2625

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2718 0.2670 0.2694
February 0.2729 0.2685 0.2707
March 0.2702 0.2640 0.2685
April 0.2693 0.2607 0.2650
May 0.2706 0.2626 0.2682
June 0.2714 0.2674 0.2689
July 0.2697 0.2604 0.2666
August 0.2730 0.2639 0.2688
September 0.2829 0.2673 0.2756
October 0.2877 0.2809 0.2837
November 0.2909 0.2832 0.2879
December 0.2868 0.2817 0.2841