2020 BOB to TOP Historical Review

YEARLY HIGH

0.3513 TOP

YEARLY LOW

0.3253 TOP

YEARLY AVERAGE

0.3335 TOP

2020 BOB to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.3513. Conversely, the yearly low was recorded on June 9, dropping to 0.3253.

This high-to-low spread represents a total annual volatility of 0.0260 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3321 to the December average rate of 0.3313, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3513 was up 2.94% compared to the 2019 peak of 0.3412, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,756 TOP

2019 Average 1,657 TOP

Yearly Trough Low 1,626 TOP

Transaction Impact: A difference of 130.04 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3422

0.3275

JanuMarcMayJulySeptNove

BOB to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3350, compared to 0.3319 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.3350

H2 Avg (Jul–Dec) 0.3319

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0168 TOP (High: 0.3513 / Low: 0.3345). On the other end, February was the most stable month, with a tight range of 0.0013 TOP (High: 0.3356 / Low: 0.3343).

March Spread (Volatile) ±0.0168

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0059 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3410) against the same month in 2019 (average: 0.3275), the exchange rate shifted by +0.0135 (+4.12%).

2020 Avg (March) 0.3410

2019 Avg (March) 0.3275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3350	0.3293	0.3321
February	0.3356	0.3343	0.3350
March	0.3513	0.3345	0.3410
April	0.3431	0.3346	0.3388
May	0.3373	0.3317	0.3346
June	0.3323	0.3253	0.3287
July	0.3314	0.3280	0.3301
August	0.3324	0.3280	0.3303
September	0.3355	0.3275	0.3308
October	0.3369	0.3335	0.3351
November	0.3370	0.3316	0.3336
December	0.3328	0.3297	0.3313