2014 BRL to BAM Historical Review

YEARLY HIGH

0.6738 BAM

YEARLY LOW

0.5746 BAM

YEARLY AVERAGE

0.6276 BAM

2014 BRL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BRL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 0.6738. Conversely, the yearly low was recorded on December 16, dropping to 0.5746.

This high-to-low spread represents a total annual volatility of 0.0993 BAM. From a start-to-finish perspective, comparing the January average rate of 0.6040 to the December average rate of 0.6010, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6738 was down 12.90% compared to the 2013 peak of 0.7736, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 BRL based on timing:

Yearly Peak High 16,846 BAM

2013 Average 17,150 BAM

Yearly Trough Low 14,365 BAM

Transaction Impact: A difference of 2,481.45 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6555

0.5961

JanuMarcMayJulySeptNove

BRL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6225, compared to 0.6327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.6225

H2 Avg (Jul–Dec) 0.6327

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0452 BAM (High: 0.6198 / Low: 0.5746). On the other end, July was the most stable month, with a tight range of 0.0127 BAM (High: 0.6551 / Low: 0.6424).

December Spread (Volatile) ±0.0452

July Spread (Stable) ±0.0127

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0199 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 0.6506) against the same month in 2013 (average: 0.6453), the exchange rate shifted by +0.0053 (+0.82%).

2014 Avg (September) 0.6506

2013 Avg (September) 0.6453

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6160	0.5882	0.6040
February	0.6137	0.5940	0.6016
March	0.6294	0.5969	0.6087
April	0.6445	0.6257	0.6348
May	0.6473	0.6306	0.6415
June	0.6531	0.6313	0.6444
July	0.6551	0.6424	0.6497
August	0.6657	0.6382	0.6484
September	0.6738	0.6304	0.6506
October	0.6454	0.6146	0.6307
November	0.6321	0.6007	0.6160
December	0.6198	0.5746	0.6010