2013 BZD to GHS Historical Review

YEARLY HIGH

1.1884 GHS

YEARLY LOW

0.9398 GHS

YEARLY AVERAGE

1.0343 GHS

2013 BZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.1884. Conversely, the yearly low was recorded on February 17, dropping to 0.9398.

This high-to-low spread represents a total annual volatility of 0.2486 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9559 to the December average rate of 1.1660, the exchange rate registered a net change of 21.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1884 was up 14.70% compared to the 2012 peak of 1.0361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 5,942 GHS

2012 Average 4,737 GHS

Yearly Trough Low 4,699 GHS

Transaction Impact: A difference of 1,243.05 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1877

0.9271

JanuMarcMayJulySeptNove

BZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9731, compared to 1.0956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1225 points.

H1 Avg (Jan–Jun) 0.9731

H2 Avg (Jul–Dec) 1.0956

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0508 GHS (High: 1.0529 / Low: 1.0021). On the other end, January was the most stable month, with a tight range of 0.0184 GHS (High: 0.9644 / Low: 0.9460).

July Spread (Volatile) ±0.0508

January Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0072 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.1660) against the same month in 2012 (average: 0.9529), the exchange rate shifted by +0.2131 (+22.36%).

2013 Avg (December) 1.1660

2012 Avg (December) 0.9529

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9644	0.9460	0.9559
February	0.9638	0.9398	0.9488
March	0.9847	0.9494	0.9701
April	0.9995	0.9582	0.9705
May	1.0138	0.9772	0.9916
June	1.0202	0.9891	1.0014
July	1.0529	1.0021	1.0272
August	1.0862	1.0424	1.0626
September	1.0994	1.0730	1.0907
October	1.1171	1.0921	1.0991
November	1.1429	1.1135	1.1278
December	1.1884	1.1415	1.1660