2020 BZD to GHS Historical Review

YEARLY HIGH

2.9617 GHS

YEARLY LOW

2.6381 GHS

YEARLY AVERAGE

2.8456 GHS

2020 BZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 2.9617. Conversely, the yearly low was recorded on February 22, dropping to 2.6381.

This high-to-low spread represents a total annual volatility of 0.3237 GHS. From a start-to-finish perspective, comparing the January average rate of 2.8042 to the December average rate of 2.9111, the exchange rate registered a net change of 3.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9617 was down 58.90% compared to the 2019 peak of 7.2063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 14,809 GHS

2019 Average 13,370 GHS

Yearly Trough Low 13,190 GHS

Transaction Impact: A difference of 1,618.37 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9353

2.6443

JanuMarcMayJulySeptNove

BZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8090, compared to 2.8823 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0732 points.

H1 Avg (Jan–Jun) 2.8090

H2 Avg (Jul–Dec) 2.8823

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2027 GHS (High: 2.8817 / Low: 2.6790). On the other end, September was the most stable month, with a tight range of 0.0170 GHS (High: 2.8794 / Low: 2.8624).

March Spread (Volatile) ±0.2027

September Spread (Stable) ±0.0170

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1357 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.9111) against the same month in 2019 (average: 2.8274), the exchange rate shifted by +0.0837 (+2.96%).

2020 Avg (December) 2.9111

2019 Avg (December) 2.8274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8343	2.7289	2.8042
February	2.7289	2.6381	2.6685
March	2.8817	2.6790	2.7744
April	2.9111	2.8319	2.8706
May	2.8851	2.8523	2.8660
June	2.8839	2.8510	2.8705
July	2.8849	2.8538	2.8664
August	2.8853	2.8568	2.8663
September	2.8794	2.8624	2.8707
October	2.9071	2.8735	2.8841
November	2.9074	2.8873	2.8950
December	2.9617	2.8971	2.9111