2015 BZD to HNL Historical Review

YEARLY HIGH

11.1723 HNL

YEARLY LOW

10.4956 HNL

YEARLY AVERAGE

10.8473 HNL

2015 BZD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BZD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 11.1723. Conversely, the yearly low was recorded on January 4, dropping to 10.4956.

This high-to-low spread represents a total annual volatility of 0.6767 HNL. From a start-to-finish perspective, comparing the January average rate of 10.5360 to the December average rate of 10.9772, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.1723 was up 4.41% compared to the 2014 peak of 10.7003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 55,861 HNL

2014 Average 51,082 HNL

Yearly Trough Low 52,478 HNL

Transaction Impact: A difference of 3,383.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

11.0566

10.4887

JanuMarcMayJulySeptNove

BZD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7456, compared to 10.9490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2034 points.

H1 Avg (Jan–Jun) 10.7456

H2 Avg (Jul–Dec) 10.9490

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.3606 HNL (High: 10.8680 / Low: 10.5074). On the other end, July was the most stable month, with a tight range of 0.0431 HNL (High: 10.8762 / Low: 10.8331).

March Spread (Volatile) ±0.3606

July Spread (Stable) ±0.0431

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0979 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 10.9772) against the same month in 2014 (average: 10.5545), the exchange rate shifted by +0.4227 (+4.01%).

2015 Avg (December) 10.9772

2014 Avg (December) 10.5545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5944	10.4956	10.5360
February	10.5961	10.5080	10.5804
March	10.8680	10.5074	10.7096
April	10.9933	10.6975	10.7868
May	11.0040	10.9535	10.9794
June	10.9765	10.8049	10.8815
July	10.8762	10.8331	10.8499
August	10.9868	10.8593	10.9099
September	10.9779	10.9047	10.9457
October	11.0392	10.9508	11.0020
November	11.0393	10.9785	11.0093
December	11.1723	10.9053	10.9772