2020 BZD to HNL Historical Review

YEARLY HIGH

12.5503 HNL

YEARLY LOW

11.9778 HNL

YEARLY AVERAGE

12.2773 HNL

2020 BZD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 12.5503. Conversely, the yearly low was recorded on December 27, dropping to 11.9778.

This high-to-low spread represents a total annual volatility of 0.5725 HNL. From a start-to-finish perspective, comparing the January average rate of 12.2966 to the December average rate of 12.0264, the exchange rate registered a net change of -2.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.5503 was up 0.85% compared to the 2019 peak of 12.4442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 62,751 HNL

2019 Average 60,917 HNL

Yearly Trough Low 59,889 HNL

Transaction Impact: A difference of 2,862.37 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.4281

11.9899

JanuMarcMayJulySeptNove

BZD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.3527, compared to 12.2019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1508 points.

H1 Avg (Jan–Jun) 12.3527

H2 Avg (Jul–Dec) 12.2019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.3825 HNL (High: 12.5503 / Low: 12.1677). On the other end, October was the most stable month, with a tight range of 0.0771 HNL (High: 12.2340 / Low: 12.1569).

January Spread (Volatile) ±0.3825

October Spread (Stable) ±0.0771

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0849 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0849

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 12.2966) against the same month in 2019 (average: 12.1288), the exchange rate shifted by +0.1678 (+1.38%).

2020 Avg (January) 12.2966

2019 Avg (January) 12.1288

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5503	12.1677	12.2966
February	12.3735	12.2167	12.3125
March	12.4884	12.2401	12.3643
April	12.5480	12.3157	12.3814
May	12.4534	12.3111	12.3916
June	12.3975	12.3142	12.3699
July	12.4383	12.2772	12.3465
August	12.4383	12.2298	12.2778
September	12.3052	12.2154	12.2580
October	12.2340	12.1569	12.1938
November	12.1962	12.0339	12.1089
December	12.0622	11.9778	12.0264