2013 BZD to HRK Historical Review

YEARLY HIGH

3.0055 HRK

YEARLY LOW

2.7709 HRK

YEARLY AVERAGE

2.8579 HRK

2013 BZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 3.0055. Conversely, the yearly low was recorded on October 27, dropping to 2.7709.

This high-to-low spread represents a total annual volatility of 0.2346 HRK. From a start-to-finish perspective, comparing the January average rate of 2.8623 to the December average rate of 2.7953, the exchange rate registered a net change of -2.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.0055 was down 7.97% compared to the 2012 peak of 3.2658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 15,027 HRK

2012 Average 14,976 HRK

Yearly Trough Low 13,855 HRK

Transaction Impact: A difference of 1,172.79 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.9566

2.7807

JanuMarcMayJulySeptNove

BZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8796, compared to 2.8361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0435 points.

H1 Avg (Jan–Jun) 2.8796

H2 Avg (Jul–Dec) 2.8361

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.1379 HRK (High: 2.9137 / Low: 2.7758). On the other end, November was the most stable month, with a tight range of 0.0407 HRK (High: 2.8563 / Low: 2.8156).

June Spread (Volatile) ±0.1379

November Spread (Stable) ±0.0407

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0755 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 2.9419) against the same month in 2012 (average: 2.9153), the exchange rate shifted by +0.0266 (+0.91%).

2013 Avg (March) 2.9419

2012 Avg (March) 2.9153

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9240	2.8227	2.8623
February	2.8755	2.7751	2.8224
March	3.0055	2.8696	2.9419
April	3.0024	2.8696	2.9063
May	2.9742	2.8514	2.9102
June	2.9137	2.7758	2.8347
July	2.9381	2.8356	2.8739
August	2.8797	2.8200	2.8458
September	2.9234	2.8215	2.8595
October	2.8335	2.7709	2.8056
November	2.8563	2.8156	2.8364
December	2.8252	2.7721	2.7953