YEARLY HIGH
3.6114 HRK
YEARLY LOW
3.2700 HRK
YEARLY AVERAGE
3.4051 HRK

2016 BZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 3.6114. Conversely, the yearly low was recorded on May 2, dropping to 3.2700.

This high-to-low spread represents a total annual volatility of 0.3414 HRK. From a start-to-finish perspective, comparing the January average rate of 3.5316 to the December average rate of 3.5666, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.6114 was down 0.66% compared to the 2015 peak of 3.6355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 18,057 HRK
2015 Average 17,152 HRK
Yearly Trough Low 16,350 HRK
Transaction Impact: A difference of 1,707.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.5920
3.2880
JanuMarcMayJulySeptNove

BZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3916, compared to 3.4186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0270 points.

H1 Avg (Jan–Jun) 3.3916
H2 Avg (Jul–Dec) 3.4186

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1908 HRK (High: 3.5073 / Low: 3.3165). On the other end, September was the most stable month, with a tight range of 0.0383 HRK (High: 3.3635 / Low: 3.3252).

March Spread (Volatile) ±0.1908
September Spread (Stable) ±0.0383

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0879 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 3.5666) against the same month in 2015 (average: 3.5158), the exchange rate shifted by +0.0509 (+1.45%).

2016 Avg (December) 3.5666
2015 Avg (December) 3.5158

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5555 3.5112 3.5316
February 3.5307 3.3877 3.4472
March 3.5073 3.3165 3.4012
April 3.3432 3.2774 3.3133
May 3.3679 3.2700 3.3177
June 3.4113 3.2841 3.3385
July 3.4019 3.3396 3.3817
August 3.3694 3.3002 3.3400
September 3.3635 3.3252 3.3429
October 3.4513 3.3415 3.3997
November 3.5627 3.3740 3.4807
December 3.6114 3.5071 3.5666