2013 BZD to MAD Historical Review

YEARLY HIGH

4.3847 MAD

YEARLY LOW

4.0746 MAD

YEARLY AVERAGE

4.2102 MAD

2013 BZD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BZD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 4.3847. Conversely, the yearly low was recorded on December 29, dropping to 4.0746.

This high-to-low spread represents a total annual volatility of 0.3102 MAD. From a start-to-finish perspective, comparing the January average rate of 4.2212 to the December average rate of 4.1149, the exchange rate registered a net change of -2.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.3847 was down 8.04% compared to the 2012 peak of 4.7679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 21,924 MAD

2012 Average 22,096 MAD

Yearly Trough Low 20,373 MAD

Transaction Impact: A difference of 1,550.84 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.3249

4.0959

JanuMarcMayJulySeptNove

BZD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2368, compared to 4.1837 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0531 points.

H1 Avg (Jan–Jun) 4.2368

H2 Avg (Jul–Dec) 4.1837

Volatility Range Comparison

Volatility

The most volatile month in 2013 was April, with a trading range of 0.1842 MAD (High: 4.3813 / Low: 4.1971). On the other end, November was the most stable month, with a tight range of 0.0495 MAD (High: 4.1883 / Low: 4.1388).

April Spread (Volatile) ±0.1842

November Spread (Stable) ±0.0495

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0739 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0739

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 4.3058) against the same month in 2012 (average: 4.3143), the exchange rate shifted by -0.0085 (-0.20%).

2013 Avg (March) 4.3058

2012 Avg (March) 4.3143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.3067	4.1667	4.2212
February	4.2316	4.0910	4.1569
March	4.3847	4.2070	4.3058
April	4.3813	4.1971	4.2485
May	4.3603	4.1947	4.2724
June	4.3039	4.1465	4.2160
July	4.3317	4.2006	4.2621
August	4.2674	4.1940	4.2200
September	4.2964	4.1526	4.2076
October	4.1714	4.0877	4.1336
November	4.1883	4.1388	4.1636
December	4.1470	4.0746	4.1149