YEARLY HIGH
5.4998 MAD
YEARLY LOW
4.5659 MAD
YEARLY AVERAGE
5.0385 MAD

2022 BZD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BZD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 5.4998. Conversely, the yearly low was recorded on January 13, dropping to 4.5659.

This high-to-low spread represents a total annual volatility of 0.9339 MAD. From a start-to-finish perspective, comparing the January average rate of 4.6098 to the December average rate of 5.2162, the exchange rate registered a net change of 13.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 5.4998 was up 18.88% compared to the 2021 peak of 4.6264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 27,499 MAD
2021 Average 22,302 MAD
Yearly Trough Low 22,829 MAD
Transaction Impact: A difference of 4,669.59 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

5.5237
4.5267
JanuMarcMayJulySeptNove

BZD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8135, compared to 5.2636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4501 points.

H1 Avg (Jan–Jun) 4.8135
H2 Avg (Jul–Dec) 5.2636

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.2496 MAD (High: 5.4998 / Low: 5.2502). On the other end, December was the most stable month, with a tight range of 0.0774 MAD (High: 5.2558 / Low: 5.1784).

September Spread (Volatile) ±0.2496
December Spread (Stable) ±0.0774

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1370 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 5.3326) against the same month in 2021 (average: 4.4488), the exchange rate shifted by +0.8838 (+19.87%).

2022 Avg (September) 5.3326
2021 Avg (September) 4.4488

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6820 4.5659 4.6098
February 4.7341 4.6111 4.6586
March 4.9593 4.7400 4.8302
April 4.9638 4.8130 4.8658
May 5.0311 4.9021 4.9626
June 5.0393 4.8758 4.9537
July 5.2110 4.9687 5.0775
August 5.2499 5.0741 5.1612
September 5.4998 5.2502 5.3326
October 5.4774 5.3810 5.4406
November 5.4826 5.2768 5.3533
December 5.2558 5.1784 5.2162