2020 BZD to PHP Historical Review

YEARLY HIGH

25.8504 PHP

YEARLY LOW

23.7897 PHP

YEARLY AVERAGE

24.6228 PHP

2020 BZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 25.8504. Conversely, the yearly low was recorded on December 27, dropping to 23.7897.

This high-to-low spread represents a total annual volatility of 2.0606 PHP. From a start-to-finish perspective, comparing the January average rate of 25.2193 to the December average rate of 23.8522, the exchange rate registered a net change of -5.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.8504 was down 2.52% compared to the 2019 peak of 26.5185, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 129,252 PHP

2019 Average 128,456 PHP

Yearly Trough Low 118,949 PHP

Transaction Impact: A difference of 10,303.24 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.4532

23.7066

JanuMarcMayJulySeptNove

BZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.1356, compared to 24.1100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0256 points.

H1 Avg (Jan–Jun) 25.1356

H2 Avg (Jul–Dec) 24.1100

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0065 PHP (High: 25.8504 / Low: 24.8439). On the other end, September was the most stable month, with a tight range of 0.1274 PHP (High: 24.1264 / Low: 23.9990).

March Spread (Volatile) ±1.0065

September Spread (Stable) ±0.1274

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3155 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3155

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 25.3077) against the same month in 2019 (average: 26.0762), the exchange rate shifted by -0.7685 (-2.95%).

2020 Avg (March) 25.3077

2019 Avg (March) 26.0762

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.3581	24.9933	25.2193
February	25.3324	25.0383	25.2043
March	25.8504	24.8439	25.3077
April	25.3899	24.9417	25.1777
May	25.2490	24.7593	25.0726
June	25.0237	24.6562	24.8320
July	24.7011	24.3258	24.5165
August	24.5175	24.0177	24.2206
September	24.1264	23.9990	24.0692
October	24.1603	23.9609	24.0643
November	24.1080	23.8305	23.9374
December	23.9451	23.7897	23.8522