2021 BZD to PHP Historical Review

YEARLY HIGH

25.4462 PHP

YEARLY LOW

23.6242 PHP

YEARLY AVERAGE

24.4433 PHP

2021 BZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 25.4462. Conversely, the yearly low was recorded on June 7, dropping to 23.6242.

This high-to-low spread represents a total annual volatility of 1.8220 PHP. From a start-to-finish perspective, comparing the January average rate of 23.8389 to the December average rate of 24.9579, the exchange rate registered a net change of 4.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 25.4462 was down 1.56% compared to the 2020 peak of 25.8504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 127,231 PHP

2020 Average 123,105 PHP

Yearly Trough Low 118,121 PHP

Transaction Impact: A difference of 9,109.75 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

25.2999

23.6174

JanuMarcMayJulySeptNove

BZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.9292, compared to 24.9575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0284 points.

H1 Avg (Jan–Jun) 23.9292

H2 Avg (Jul–Dec) 24.9575

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.9607 PHP (High: 25.3139 / Low: 24.3532). On the other end, April was the most stable month, with a tight range of 0.2277 PHP (High: 24.1596 / Low: 23.9320).

July Spread (Volatile) ±0.9607

April Spread (Stable) ±0.2277

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2799 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2799

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 24.9579) against the same month in 2020 (average: 23.8522), the exchange rate shifted by +1.1057 (+4.64%).

2021 Avg (December) 24.9579

2020 Avg (December) 23.8522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.9856	23.6356	23.8389
February	24.3038	23.7747	23.9566
March	24.2115	23.9768	24.0878
April	24.1596	23.9320	24.0375
May	23.9391	23.6503	23.7576
June	24.2138	23.6242	23.8965
July	25.3139	24.3532	24.8312
August	25.1662	24.2181	24.9032
September	25.3697	24.6727	24.9052
October	25.2374	24.9642	25.1597
November	25.2110	24.7087	24.9880
December	25.4462	24.5761	24.9579