2020 CAD to PHP Historical Review

YEARLY HIGH

39.4163 PHP

YEARLY LOW

34.9914 PHP

YEARLY AVERAGE

37.0013 PHP

2020 CAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 39.4163. Conversely, the yearly low was recorded on May 2, dropping to 34.9914.

This high-to-low spread represents a total annual volatility of 4.4249 PHP. From a start-to-finish perspective, comparing the January average rate of 38.8684 to the December average rate of 37.5405, the exchange rate registered a net change of -3.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.4163 was down 1.73% compared to the 2019 peak of 40.1083, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 197,081 PHP

2019 Average 195,084 PHP

Yearly Trough Low 174,957 PHP

Transaction Impact: A difference of 22,124.38 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

39.1510

35.7604

JanuMarcMayJulySeptNove

CAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.1246, compared to 36.8780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2466 points.

H1 Avg (Jan–Jun) 37.1246

H2 Avg (Jul–Dec) 36.8780

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.8804 PHP (High: 38.0806 / Low: 35.2001). On the other end, February was the most stable month, with a tight range of 0.4886 PHP (High: 38.5370 / Low: 38.0484).

March Spread (Volatile) ±2.8804

February Spread (Stable) ±0.4886

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6959 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.6959

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 38.8684) against the same month in 2019 (average: 39.4244), the exchange rate shifted by -0.5559 (-1.41%).

2020 Avg (January) 38.8684

2019 Avg (January) 39.4244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.4163	38.5255	38.8684
February	38.5370	38.0484	38.2490
March	38.0806	35.2001	36.5531
April	36.4478	35.5951	36.0429
May	36.8425	34.9914	36.1121
June	37.2910	36.5211	36.9219
July	36.8937	36.3266	36.5720
August	37.1977	36.6440	36.8387
September	37.2378	36.1548	36.7093
October	37.0560	36.3590	36.7202
November	37.1545	36.3326	36.8874
December	37.8485	37.1181	37.5405