2026 CAD to PHP Historical Review

YEARLY HIGH

45.0718 PHP

YEARLY LOW

42.0669 PHP

YEARLY AVERAGE

43.4821 PHP

2026 CAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 45.0718. Conversely, the yearly low was recorded on February 25, dropping to 42.0669.

This high-to-low spread represents a total annual volatility of 3.0049 PHP. From a start-to-finish perspective, comparing the January average rate of 42.9021 to the December average rate of 43.6232, the exchange rate registered a net change of 1.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 45.0718 was up 4.82% compared to the 2025 peak of 42.9973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 225,359 PHP

2025 Average 205,717 PHP

Yearly Trough Low 210,334 PHP

Transaction Impact: A difference of 15,024.34 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

44.8112

42.4117

JanuMarcMayJuly

CAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.4586, compared to 43.6232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1646 points.

H1 Avg (Jan–Jun) 43.4586

H2 Avg (Jul–Dec) 43.6232

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.0919 PHP (High: 45.0718 / Low: 42.9798). On the other end, May was the most stable month, with a tight range of 0.6566 PHP (High: 45.0634 / Low: 44.4068).

April Spread (Volatile) ±2.0919

May Spread (Stable) ±0.6566

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.0476 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0476

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 43.6759) against the same month in 2025 (average: 40.6860), the exchange rate shifted by +2.9899 (+7.35%).

2026 Avg (April) 43.6759

2025 Avg (April) 40.6860

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	43.6697	42.5982	42.9021
February	43.2759	42.0669	42.6116
March	43.8182	42.2310	43.3868
April	45.0718	42.9798	43.6759
May	45.0634	44.4068	44.6113
June	44.7271	42.8166	43.5637
July	43.9657	43.2523	43.6232