YEARLY HIGH
418.4585 XOF
YEARLY LOW
401.3424 XOF
YEARLY AVERAGE
407.3319 XOF

2026 CAD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 418.4585. Conversely, the yearly low was recorded on January 27, dropping to 401.3424.

This high-to-low spread represents a total annual volatility of 17.1161 XOF. From a start-to-finish perspective, comparing the January average rate of 405.4786 to the December average rate of 405.3223, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 418.4585 was down 5.94% compared to the 2025 peak of 444.8971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 2,092,293 XOF
2025 Average 2,078,815 XOF
Yearly Trough Low 2,006,712 XOF
Transaction Impact: A difference of 85,580.66 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

414.0903
404.5252
JanuMarcMayJuly

CAD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 407.7463, compared to 406.0887 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6576 points.

H1 Avg (Jan–Jun) 407.7463
H2 Avg (Jul–Dec) 406.0887

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 10.8299 XOF (High: 418.4585 / Low: 407.6286). On the other end, August was the most stable month, with a tight range of 0.3289 XOF (High: 405.5149 / Low: 405.1860).

March Spread (Volatile) ±10.8299
August Spread (Stable) ±0.3289

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 6.0431 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -6.0431

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 413.2932) against the same month in 2025 (average: 422.5575), the exchange rate shifted by -9.2643 (-2.19%).

2026 Avg (March) 413.2932
2025 Avg (March) 422.5575

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 407.6425 401.3424 405.4786
February 407.1269 405.5312 406.2963
March 418.4585 407.6286 413.2932
April 410.7238 403.8472 407.2501
May 411.3143 407.4586 408.3202
June 408.6185 403.6082 405.8395
July 409.2378 403.7601 406.8551
August 405.5149 405.1860 405.3223