YEARLY HIGH
0.0570 BDT
YEARLY LOW
0.0426 BDT
YEARLY AVERAGE
0.0461 BDT

2020 CDF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0570. Conversely, the yearly low was recorded on August 7, dropping to 0.0426.

This high-to-low spread represents a total annual volatility of 0.0144 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0503 to the December average rate of 0.0435, the exchange rate registered a net change of -13.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0570 was up 10.20% compared to the 2019 peak of 0.0518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 285 BDT
2019 Average 255 BDT
Yearly Trough Low 213 BDT
Transaction Impact: A difference of 71.97 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0510
0.0424
JanuMarcMayJulySeptNove

CDF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0488, compared to 0.0434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0488
H2 Avg (Jul–Dec) 0.0434

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0141 BDT (High: 0.0570 / Low: 0.0429). On the other end, November was the most stable month, with a tight range of 0.0002 BDT (High: 0.0432 / Low: 0.0430).

December Spread (Volatile) ±0.0141
November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0435) against the same month in 2019 (average: 0.0506), the exchange rate shifted by -0.0071 (-14.02%).

2020 Avg (December) 0.0435
2019 Avg (December) 0.0506

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0505 0.0502 0.0503
February 0.0504 0.0500 0.0502
March 0.0501 0.0492 0.0498
April 0.0498 0.0491 0.0494
May 0.0492 0.0465 0.0476
June 0.0465 0.0442 0.0454
July 0.0444 0.0431 0.0436
August 0.0435 0.0426 0.0432
September 0.0434 0.0430 0.0432
October 0.0468 0.0431 0.0435
November 0.0432 0.0430 0.0431
December 0.0570 0.0429 0.0435