YEARLY HIGH
0.0433 BDT
YEARLY LOW
0.0423 BDT
YEARLY AVERAGE
0.0427 BDT

2021 CDF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CDF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0433. Conversely, the yearly low was recorded on July 9, dropping to 0.0423.

This high-to-low spread represents a total annual volatility of 0.0010 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0430 to the December average rate of 0.0429, the exchange rate registered a net change of -0.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0433 was down 24.07% compared to the 2020 peak of 0.0570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 217 BDT
2020 Average 230 BDT
Yearly Trough Low 211 BDT
Transaction Impact: A difference of 5.05 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0430
0.0424
JanuMarcMayJulySeptNove

CDF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0427, compared to 0.0428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0427
H2 Avg (Jul–Dec) 0.0428

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0008 BDT (High: 0.0432 / Low: 0.0425). On the other end, February was the most stable month, with a tight range of 0.0002 BDT (High: 0.0429 / Low: 0.0427).

October Spread (Volatile) ±0.0008
February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0429) against the same month in 2020 (average: 0.0435), the exchange rate shifted by -0.0006 (-1.39%).

2021 Avg (December) 0.0429
2020 Avg (December) 0.0435

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0432 0.0428 0.0430
February 0.0429 0.0427 0.0428
March 0.0431 0.0424 0.0426
April 0.0429 0.0423 0.0426
May 0.0426 0.0423 0.0425
June 0.0428 0.0424 0.0426
July 0.0428 0.0423 0.0426
August 0.0430 0.0425 0.0427
September 0.0430 0.0426 0.0428
October 0.0432 0.0425 0.0428
November 0.0429 0.0427 0.0428
December 0.0433 0.0428 0.0429