2020 CDF to MGA Historical Review

YEARLY HIGH

2.5979 MGA

YEARLY LOW

1.8883 MGA

YEARLY AVERAGE

2.0659 MGA

2020 CDF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 2.5979. Conversely, the yearly low was recorded on December 2, dropping to 1.8883.

This high-to-low spread represents a total annual volatility of 0.7095 MGA. From a start-to-finish perspective, comparing the January average rate of 2.1825 to the December average rate of 1.9585, the exchange rate registered a net change of -10.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5979 was up 14.34% compared to the 2019 peak of 2.2720, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 12,989 MGA

2019 Average 10,990 MGA

Yearly Trough Low 9,442 MGA

Transaction Impact: A difference of 3,547.73 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2204

1.9302

JanuMarcMayJulySeptNove

CDF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1551, compared to 1.9766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1786 points.

H1 Avg (Jan–Jun) 2.1551

H2 Avg (Jul–Dec) 1.9766

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.7095 MGA (High: 2.5979 / Low: 1.8883). On the other end, September was the most stable month, with a tight range of 0.0325 MGA (High: 1.9869 / Low: 1.9544).

December Spread (Volatile) ±0.7095

September Spread (Stable) ±0.0325

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0892 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0892

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.9585) against the same month in 2019 (average: 2.1483), the exchange rate shifted by -0.1899 (-8.84%).

2020 Avg (December) 1.9585

2019 Avg (December) 2.1483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2059	2.1477	2.1825
February	2.2035	2.1510	2.1912
March	2.2071	2.1442	2.1838
April	2.2134	2.1800	2.1963
May	2.1976	2.0860	2.1331
June	2.0823	2.0089	2.0439
July	2.0147	1.9339	1.9758
August	1.9732	1.9050	1.9544
September	1.9869	1.9544	1.9669
October	2.1616	1.9790	2.0095
November	2.0229	1.9225	1.9944
December	2.5979	1.8883	1.9585