2025 CDF to NGN Historical Review

YEARLY HIGH

0.6832 NGN

YEARLY LOW

0.5197 NGN

YEARLY AVERAGE

0.5630 NGN

2025 CDF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.6832. Conversely, the yearly low was recorded on September 18, dropping to 0.5197.

This high-to-low spread represents a total annual volatility of 0.1635 NGN. From a start-to-finish perspective, comparing the January average rate of 0.5440 to the December average rate of 0.6436, the exchange rate registered a net change of 18.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6832 was up 15.29% compared to the 2024 peak of 0.5926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 3,416 NGN

2024 Average 2,606 NGN

Yearly Trough Low 2,599 NGN

Transaction Impact: A difference of 817.30 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6639

0.5156

JanuMarcMayJulySeptNove

CDF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5409, compared to 0.5850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0441 points.

H1 Avg (Jan–Jun) 0.5409

H2 Avg (Jul–Dec) 0.5850

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.1175 NGN (High: 0.6832 / Low: 0.5657). On the other end, July was the most stable month, with a tight range of 0.0061 NGN (High: 0.5305 / Low: 0.5243).

October Spread (Volatile) ±0.1175

July Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0146 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.6274) against the same month in 2024 (average: 0.5737), the exchange rate shifted by +0.0537 (+9.36%).

2025 Avg (October) 0.6274

2024 Avg (October) 0.5737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5487	0.5392	0.5440
February	0.5932	0.5221	0.5346
March	0.5429	0.5223	0.5328
April	0.5597	0.5207	0.5460
May	0.5581	0.5459	0.5514
June	0.5464	0.5310	0.5369
July	0.5305	0.5243	0.5280
August	0.5371	0.5244	0.5296
September	0.5644	0.5197	0.5299
October	0.6832	0.5657	0.6274
November	0.6786	0.6283	0.6516
December	0.6731	0.6331	0.6436