2026 CDF to NGN Historical Review

YEARLY HIGH

0.6596 NGN

YEARLY LOW

0.5776 NGN

YEARLY AVERAGE

0.6018 NGN

2026 CDF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.6596. Conversely, the yearly low was recorded on April 16, dropping to 0.5776.

This high-to-low spread represents a total annual volatility of 0.0820 NGN. From a start-to-finish perspective, comparing the January average rate of 0.6285 to the December average rate of 0.5976, the exchange rate registered a net change of -4.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6596 was down 3.45% compared to the 2025 peak of 0.6832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 3,298 NGN

2025 Average 2,816 NGN

Yearly Trough Low 2,888 NGN

Transaction Impact: A difference of 409.99 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6326

0.5841

JanuMarcMayJuly

CDF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6032, compared to 0.5976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.6032

H2 Avg (Jul–Dec) 0.5976

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0628 NGN (High: 0.6451 / Low: 0.5824). On the other end, August was the most stable month, with a tight range of 0.0000 NGN (High: 0.5976 / Low: 0.5976).

February Spread (Volatile) ±0.0628

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0259 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0259

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.6285) against the same month in 2025 (average: 0.5440), the exchange rate shifted by +0.0846 (+15.55%).

2026 Avg (January) 0.6285

2025 Avg (January) 0.5440

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6596	0.5979	0.6285
February	0.6451	0.5824	0.6027
March	0.6443	0.5862	0.6061
April	0.5996	0.5776	0.5881
May	0.6055	0.5931	0.6009
June	0.6069	0.5853	0.5927
July	0.6102	0.5895	0.5977
August	0.5976	0.5976	0.5976