2025 CDF to RSD Historical Review

YEARLY HIGH

0.0475 RSD

YEARLY LOW

0.0342 RSD

YEARLY AVERAGE

0.0385 RSD

2025 CDF to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0475. Conversely, the yearly low was recorded on July 5, dropping to 0.0342.

This high-to-low spread represents a total annual volatility of 0.0133 RSD. From a start-to-finish perspective, comparing the January average rate of 0.0397 to the December average rate of 0.0444, the exchange rate registered a net change of 11.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0475 was up 17.43% compared to the 2024 peak of 0.0404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 237 RSD

2024 Average 192 RSD

Yearly Trough Low 171 RSD

Transaction Impact: A difference of 66.40 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0468

0.0335

JanuMarcMayJulySeptNove

CDF to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0373, compared to 0.0396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0373

H2 Avg (Jul–Dec) 0.0396

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0088 RSD (High: 0.0469 / Low: 0.0380). On the other end, August was the most stable month, with a tight range of 0.0007 RSD (High: 0.0352 / Low: 0.0345).

October Spread (Volatile) ±0.0088

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0457) against the same month in 2024 (average: 0.0385), the exchange rate shifted by +0.0072 (+18.83%).

2025 Avg (November) 0.0457

2024 Avg (November) 0.0385

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0401	0.0391	0.0397
February	0.0401	0.0389	0.0393
March	0.0393	0.0373	0.0379
April	0.0373	0.0353	0.0360
May	0.0366	0.0355	0.0358
June	0.0357	0.0343	0.0351
July	0.0354	0.0342	0.0346
August	0.0352	0.0345	0.0347
September	0.0379	0.0345	0.0352
October	0.0469	0.0380	0.0431
November	0.0475	0.0443	0.0457
December	0.0461	0.0437	0.0444