2020 CDF to SGD Historical Review

YEARLY HIGH

0.0009 SGD

YEARLY LOW

0.0007 SGD

YEARLY AVERAGE

0.0007 SGD

2020 CDF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0009. Conversely, the yearly low was recorded on December 31, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0002 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0008 to the December average rate of 0.0007, the exchange rate registered a net change of -14.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0009 was up 4.96% compared to the 2019 peak of 0.0009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 4 SGD

2019 Average 4 SGD

Yearly Trough Low 3 SGD

Transaction Impact: A difference of 1.13 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0008

0.0007

JanuMarcMayJulySeptNove

CDF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0008, compared to 0.0007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0008

H2 Avg (Jul–Dec) 0.0007

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0002 SGD (High: 0.0009 / Low: 0.0007). On the other end, September was the most stable month, with a tight range of 0.0000 SGD (High: 0.0007 / Low: 0.0007).

December Spread (Volatile) ±0.0002

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0007) against the same month in 2019 (average: 0.0008), the exchange rate shifted by -0.0001 (-15.48%).

2020 Avg (December) 0.0007

2019 Avg (December) 0.0008

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0008	0.0008	0.0008
February	0.0008	0.0008	0.0008
March	0.0009	0.0008	0.0008
April	0.0008	0.0008	0.0008
May	0.0008	0.0008	0.0008
June	0.0008	0.0007	0.0007
July	0.0007	0.0007	0.0007
August	0.0007	0.0007	0.0007
September	0.0007	0.0007	0.0007
October	0.0007	0.0007	0.0007
November	0.0007	0.0007	0.0007
December	0.0009	0.0007	0.0007