2025 CDF to SGD Historical Review

YEARLY HIGH

0.0006 SGD

YEARLY LOW

0.0004 SGD

YEARLY AVERAGE

0.0005 SGD

2025 CDF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0006. Conversely, the yearly low was recorded on July 5, dropping to 0.0004.

This high-to-low spread represents a total annual volatility of 0.0002 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0005 to the December average rate of 0.0006, the exchange rate registered a net change of 19.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0006 was up 21.20% compared to the 2024 peak of 0.0005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 3 SGD

2024 Average 2 SGD

Yearly Trough Low 2 SGD

Transaction Impact: A difference of 0.87 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0006

0.0004

JanuMarcMayJulySeptNove

CDF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0005, compared to 0.0005 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0005

H2 Avg (Jul–Dec) 0.0005

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0001 SGD (High: 0.0006 / Low: 0.0005). On the other end, August was the most stable month, with a tight range of 0.0000 SGD (High: 0.0004 / Low: 0.0004).

October Spread (Volatile) ±0.0001

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0000 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0006) against the same month in 2024 (average: 0.0005), the exchange rate shifted by +0.0001 (+25.72%).

2025 Avg (November) 0.0006

2024 Avg (November) 0.0005

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0005	0.0005	0.0005
February	0.0005	0.0005	0.0005
March	0.0005	0.0005	0.0005
April	0.0005	0.0005	0.0005
May	0.0005	0.0004	0.0004
June	0.0004	0.0004	0.0004
July	0.0004	0.0004	0.0004
August	0.0004	0.0004	0.0004
September	0.0005	0.0004	0.0005
October	0.0006	0.0005	0.0006
November	0.0006	0.0006	0.0006
December	0.0006	0.0006	0.0006