2020 CDF to TZS Historical Review

YEARLY HIGH

1.5599 TZS

YEARLY LOW

1.1689 TZS

YEARLY AVERAGE

1.2566 TZS

2020 CDF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 1.5599. Conversely, the yearly low was recorded on August 7, dropping to 1.1689.

This high-to-low spread represents a total annual volatility of 0.3910 TZS. From a start-to-finish perspective, comparing the January average rate of 1.3660 to the December average rate of 1.1894, the exchange rate registered a net change of -12.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5599 was up 8.07% compared to the 2019 peak of 1.4434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 7,799 TZS

2019 Average 6,980 TZS

Yearly Trough Low 5,845 TZS

Transaction Impact: A difference of 1,954.82 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3847

1.1607

JanuMarcMayJulySeptNove

CDF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3271, compared to 1.1861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1410 points.

H1 Avg (Jan–Jun) 1.3271

H2 Avg (Jul–Dec) 1.1861

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.3850 TZS (High: 1.5599 / Low: 1.1749). On the other end, November was the most stable month, with a tight range of 0.0049 TZS (High: 1.1814 / Low: 1.1765).

December Spread (Volatile) ±0.3850

November Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0580 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1894) against the same month in 2019 (average: 1.3695), the exchange rate shifted by -0.1801 (-13.15%).

2020 Avg (December) 1.1894

2019 Avg (December) 1.3695

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3699	1.3626	1.3660
February	1.3710	1.3555	1.3660
March	1.3584	1.3424	1.3520
April	1.3536	1.3384	1.3461
May	1.3384	1.2665	1.2952
June	1.2684	1.2056	1.2372
July	1.2135	1.1788	1.1927
August	1.1923	1.1689	1.1829
September	1.1859	1.1777	1.1820
October	1.2803	1.1792	1.1900
November	1.1814	1.1765	1.1794
December	1.5599	1.1749	1.1894