2026 CDF to TZS Historical Review

YEARLY HIGH

1.2077 TZS

YEARLY LOW

1.0815 TZS

YEARLY AVERAGE

1.1388 TZS

2026 CDF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 1.2077. Conversely, the yearly low was recorded on January 1, dropping to 1.0815.

This high-to-low spread represents a total annual volatility of 0.1262 TZS. From a start-to-finish perspective, comparing the January average rate of 1.1147 to the December average rate of 1.1572, the exchange rate registered a net change of 3.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2077 was up 4.75% compared to the 2025 peak of 1.1530, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 6,038 TZS

2025 Average 4,737 TZS

Yearly Trough Low 5,407 TZS

Transaction Impact: A difference of 630.99 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.1615

1.1104

JanuMarcMayJuly

CDF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1346, compared to 1.1516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0170 points.

H1 Avg (Jan–Jun) 1.1346

H2 Avg (Jul–Dec) 1.1516

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1035 TZS (High: 1.1850 / Low: 1.0815). On the other end, August was the most stable month, with a tight range of 0.0000 TZS (High: 1.1572 / Low: 1.1572).

January Spread (Volatile) ±0.1035

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0140 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1.1459) against the same month in 2025 (average: 0.9032), the exchange rate shifted by +0.2427 (+26.87%).

2026 Avg (February) 1.1459

2025 Avg (February) 0.9032

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1850	1.0815	1.1147
February	1.2077	1.1082	1.1459
March	1.1972	1.1086	1.1373
April	1.1326	1.1131	1.1233
May	1.1573	1.1228	1.1476
June	1.1599	1.1306	1.1388
July	1.1647	1.1379	1.1460
August	1.1572	1.1572	1.1572