YEARLY HIGH
1.8676 BGN
YEARLY LOW
1.8000 BGN
YEARLY AVERAGE
1.8277 BGN

2020 CHF to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.8676. Conversely, the yearly low was recorded on December 1, dropping to 1.8000.

This high-to-low spread represents a total annual volatility of 0.0677 BGN. From a start-to-finish perspective, comparing the January average rate of 1.8164 to the December average rate of 1.8091, the exchange rate registered a net change of -0.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8676 was up 3.27% compared to the 2019 peak of 1.8085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 9,338 BGN
2019 Average 8,795 BGN
Yearly Trough Low 9,000 BGN
Transaction Impact: A difference of 338.29 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8588
1.8046
JanuMarcMayJulySeptNove

CHF to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8384, compared to 1.8170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 1.8384
H2 Avg (Jul–Dec) 1.8170

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0388 BGN (High: 1.8396 / Low: 1.8007). On the other end, September was the most stable month, with a tight range of 0.0133 BGN (High: 1.8195 / Low: 1.8061).

June Spread (Volatile) ±0.0388
September Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0251 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.8485) against the same month in 2019 (average: 1.7314), the exchange rate shifted by +0.1171 (+6.76%).

2020 Avg (March) 1.8485
2019 Avg (March) 1.7314

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8329 1.8003 1.8164
February 1.8429 1.8262 1.8357
March 1.8676 1.8313 1.8485
April 1.8622 1.8467 1.8543
May 1.8612 1.8319 1.8504
June 1.8396 1.8007 1.8253
July 1.8427 1.8090 1.8273
August 1.8216 1.8015 1.8165
September 1.8195 1.8061 1.8136
October 1.8290 1.8118 1.8207
November 1.8330 1.8041 1.8147
December 1.8185 1.8000 1.8091