YEARLY HIGH
1.8903 BGN
YEARLY LOW
1.7571 BGN
YEARLY AVERAGE
1.8093 BGN

2021 CHF to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.8903. Conversely, the yearly low was recorded on March 4, dropping to 1.7571.

This high-to-low spread represents a total annual volatility of 0.1332 BGN. From a start-to-finish perspective, comparing the January average rate of 1.8111 to the December average rate of 1.8808, the exchange rate registered a net change of 3.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8903 was up 1.21% compared to the 2020 peak of 1.8676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 9,451 BGN
2020 Average 9,138 BGN
Yearly Trough Low 8,785 BGN
Transaction Impact: A difference of 666.17 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8921
1.7555
JanuMarcMayJulySeptNove

CHF to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7874, compared to 1.8313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0439 points.

H1 Avg (Jan–Jun) 1.7874
H2 Avg (Jul–Dec) 1.8313

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0403 BGN (High: 1.8134 / Low: 1.7730). On the other end, May was the most stable month, with a tight range of 0.0151 BGN (High: 1.7901 / Low: 1.7749).

February Spread (Volatile) ±0.0403
May Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0334 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0334

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.8808) against the same month in 2020 (average: 1.8091), the exchange rate shifted by +0.0716 (+3.96%).

2021 Avg (December) 1.8808
2020 Avg (December) 1.8091

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8187 1.7990 1.8111
February 1.8134 1.7730 1.8003
March 1.7765 1.7571 1.7669
April 1.7819 1.7639 1.7729
May 1.7901 1.7749 1.7843
June 1.7985 1.7828 1.7887
July 1.8209 1.7831 1.8029
August 1.8270 1.8056 1.8174
September 1.8109 1.7858 1.7995
October 1.8487 1.8129 1.8274
November 1.8770 1.8462 1.8598
December 1.8903 1.8728 1.8808