YEARLY HIGH
4.3614 PLN
YEARLY LOW
3.9024 PLN
YEARLY AVERAGE
4.1520 PLN

2020 CHF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 4.3614. Conversely, the yearly low was recorded on January 6, dropping to 3.9024.

This high-to-low spread represents a total annual volatility of 0.4591 PLN. From a start-to-finish perspective, comparing the January average rate of 3.9451 to the December average rate of 4.1405, the exchange rate registered a net change of 4.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3614 was up 7.89% compared to the 2019 peak of 4.0424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 21,807 PLN
2019 Average 19,320 PLN
Yearly Trough Low 19,512 PLN
Transaction Impact: A difference of 2,295.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3466
3.9086
JanuMarcMayJulySeptNove

CHF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1490, compared to 4.1551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 4.1490
H2 Avg (Jul–Dec) 4.1551

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3299 PLN (High: 4.3614 / Low: 4.0315). On the other end, August was the most stable month, with a tight range of 0.0522 PLN (High: 4.1105 / Low: 4.0583).

March Spread (Volatile) ±0.3299
August Spread (Stable) ±0.0522

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1349 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 4.1893) against the same month in 2019 (average: 3.8057), the exchange rate shifted by +0.3836 (+10.08%).

2020 Avg (March) 4.1893
2019 Avg (March) 3.8057

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0204 3.9024 3.9451
February 4.0737 3.9651 4.0183
March 4.3614 4.0315 4.1893
April 4.3461 4.2868 4.3101
May 4.3451 4.1548 4.2831
June 4.2020 4.0759 4.1482
July 4.2117 4.0578 4.1571
August 4.1105 4.0583 4.0895
September 4.2529 4.0475 4.1485
October 4.3284 4.1504 4.2245
November 4.3198 4.1195 4.1703
December 4.2246 4.0907 4.1405