YEARLY HIGH
4.6354 PLN
YEARLY LOW
4.3199 PLN
YEARLY AVERAGE
4.5257 PLN

2025 CHF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CHF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 4.6354. Conversely, the yearly low was recorded on March 5, dropping to 4.3199.

This high-to-low spread represents a total annual volatility of 0.3155 PLN. From a start-to-finish perspective, comparing the January average rate of 4.5115 to the December average rate of 4.5251, the exchange rate registered a net change of 0.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.6354 was down 15.30% compared to the 2024 peak of 5.4725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 23,177 PLN
2024 Average 22,616 PLN
Yearly Trough Low 21,599 PLN
Transaction Impact: A difference of 1,577.52 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.5961
4.3614
JanuMarcMayJulySeptNove

CHF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4983, compared to 4.5532 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0549 points.

H1 Avg (Jan–Jun) 4.4983
H2 Avg (Jul–Dec) 4.5532

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2618 PLN (High: 4.6354 / Low: 4.3736). On the other end, October was the most stable month, with a tight range of 0.0380 PLN (High: 4.5909 / Low: 4.5529).

April Spread (Volatile) ±0.2618
October Spread (Stable) ±0.0380

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0730 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 4.5609) against the same month in 2024 (average: 4.4107), the exchange rate shifted by +0.1502 (+3.41%).

2025 Avg (April) 4.5609
2024 Avg (April) 4.4107

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5645 4.4329 4.5115
February 4.5023 4.3878 4.4385
March 4.4752 4.3199 4.3809
April 4.6354 4.3736 4.5609
May 4.5892 4.4981 4.5499
June 4.5792 4.5145 4.5480
July 4.5994 4.5354 4.5611
August 4.5862 4.5096 4.5394
September 4.5777 4.5292 4.5564
October 4.5909 4.5529 4.5766
November 4.5882 4.5193 4.5606
December 4.5518 4.5074 4.5251