YEARLY HIGH
19.7167 ZAR
YEARLY LOW
14.4757 ZAR
YEARLY AVERAGE
17.5487 ZAR

2020 CHF to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 19.7167. Conversely, the yearly low was recorded on January 1, dropping to 14.4757.

This high-to-low spread represents a total annual volatility of 5.2410 ZAR. From a start-to-finish perspective, comparing the January average rate of 14.8550 to the December average rate of 16.7404, the exchange rate registered a net change of 12.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 19.7167 was up 24.49% compared to the 2019 peak of 15.8379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 98,583 ZAR
2019 Average 72,735 ZAR
Yearly Trough Low 72,378 ZAR
Transaction Impact: A difference of 26,204.86 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

19.6231
14.4215
JanuMarcMayJulySeptNove

CHF to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.2738, compared to 17.8236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5498 points.

H1 Avg (Jan–Jun) 17.2738
H2 Avg (Jul–Dec) 17.8236

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.8881 ZAR (High: 18.8442 / Low: 15.9561). On the other end, October was the most stable month, with a tight range of 0.5225 ZAR (High: 18.2234 / Low: 17.7009).

March Spread (Volatile) ±2.8881
October Spread (Stable) ±0.5225

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9504 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9504

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 19.1896) against the same month in 2019 (average: 14.0234), the exchange rate shifted by +5.1663 (+36.84%).

2020 Avg (April) 19.1896
2019 Avg (April) 14.0234

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.5784 14.4757 14.8550
February 16.2441 15.1598 15.4307
March 18.8442 15.9561 17.4388
April 19.7167 18.6415 19.1896
May 19.6556 17.9323 18.7464
June 18.3762 17.4024 17.9821
July 18.6857 17.5651 17.9482
August 19.3642 18.3292 18.9211
September 18.5595 17.8007 18.2676
October 18.2234 17.7009 18.0073
November 17.7460 16.6645 17.0569
December 17.0913 16.3855 16.7404