YEARLY HIGH
23.7611 ZAR
YEARLY LOW
20.2323 ZAR
YEARLY AVERAGE
21.5531 ZAR

2025 CHF to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CHF to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 23.7611. Conversely, the yearly low was recorded on February 8, dropping to 20.2323.

This high-to-low spread represents a total annual volatility of 3.5288 ZAR. From a start-to-finish perspective, comparing the January average rate of 20.5831 to the December average rate of 21.1268, the exchange rate registered a net change of 2.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.7611 was up 7.52% compared to the 2024 peak of 22.0988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 118,805 ZAR
2024 Average 104,100 ZAR
Yearly Trough Low 101,161 ZAR
Transaction Impact: A difference of 17,643.81 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.9660
20.2275
JanuMarcMayJulySeptNove

CHF to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.3760, compared to 21.7302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3542 points.

H1 Avg (Jan–Jun) 21.3760
H2 Avg (Jul–Dec) 21.7302

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.8615 ZAR (High: 23.7611 / Low: 20.8995). On the other end, November was the most stable month, with a tight range of 0.3096 ZAR (High: 21.6106 / Low: 21.3010).

April Spread (Volatile) ±2.8615
November Spread (Stable) ±0.3096

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.9005 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.9005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 22.7378) against the same month in 2024 (average: 20.7515), the exchange rate shifted by +1.9863 (+9.57%).

2025 Avg (April) 22.7378
2024 Avg (April) 20.7515

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.8595 20.3215 20.5831
February 20.7810 20.2323 20.4557
March 20.9258 20.5257 20.6851
April 23.7611 20.8995 22.7378
May 22.3823 21.5331 21.8373
June 22.3868 21.5361 21.9571
July 22.5226 22.0506 22.2578
August 22.5437 21.7288 21.9838
September 22.0677 21.6464 21.8808
October 21.9003 21.3279 21.6894
November 21.6106 21.3010 21.4425
December 21.3168 20.8795 21.1268