2020 CNY to BIF Historical Review

YEARLY HIGH

298.0893 BIF

YEARLY LOW

264.1081 BIF

YEARLY AVERAGE

277.6165 BIF

2020 CNY to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CNY to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 298.0893. Conversely, the yearly low was recorded on March 29, dropping to 264.1081.

This high-to-low spread represents a total annual volatility of 33.9812 BIF. From a start-to-finish perspective, comparing the January average rate of 272.1908 to the December average rate of 297.0116, the exchange rate registered a net change of 9.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 298.0893 was up 8.88% compared to the 2019 peak of 273.7868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 CNY based on timing:

Yearly Peak High 7,452,232 BIF

2019 Average 6,666,290 BIF

Yearly Trough Low 6,602,703 BIF

Transaction Impact: A difference of 849,529.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

299.9174

265.0479

JanuMarcMayJulySeptNove

CNY to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 269.4504, compared to 285.7827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 16.3322 points.

H1 Avg (Jan–Jun) 269.4504

H2 Avg (Jul–Dec) 285.7827

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.0493 BIF (High: 273.1574 / Low: 264.1081). On the other end, December was the most stable month, with a tight range of 2.6430 BIF (High: 298.0893 / Low: 295.4463).

March Spread (Volatile) ±9.0493

December Spread (Stable) ±2.6430

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.3081 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -2.3081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 297.0116) against the same month in 2019 (average: 267.7673), the exchange rate shifted by +29.2443 (+10.92%).

2020 Avg (December) 297.0116

2019 Avg (December) 267.7673

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	274.5620	269.8938	272.1908
February	272.6080	268.0028	269.8827
March	273.1574	264.1081	269.2023
April	270.0861	266.3434	268.1523
May	269.7383	264.9981	267.9537
June	271.7864	266.5670	269.3207
July	276.3362	270.2932	274.4757
August	281.5999	276.0614	278.2810
September	285.8476	282.1023	283.4549
October	290.8678	284.3513	287.7785
November	295.8851	289.0948	293.6943
December	298.0893	295.4463	297.0116