YEARLY HIGH
315.2189 BIF
YEARLY LOW
296.2150 BIF
YEARLY AVERAGE
306.0345 BIF

2021 CNY to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CNY to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 315.2189. Conversely, the yearly low was recorded on April 5, dropping to 296.2150.

This high-to-low spread represents a total annual volatility of 19.0039 BIF. From a start-to-finish perspective, comparing the January average rate of 300.6639 to the December average rate of 313.5980, the exchange rate registered a net change of 4.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 315.2189 was up 5.75% compared to the 2020 peak of 298.0893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 CNY based on timing:

Yearly Peak High 7,880,473 BIF
2020 Average 6,941,186 BIF
Yearly Trough Low 7,405,375 BIF
Transaction Impact: A difference of 475,098.45 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

315.0065
298.1046
JanuMarcMayJulySeptNove

CNY to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 302.7251, compared to 309.3439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.6188 points.

H1 Avg (Jan–Jun) 302.7251
H2 Avg (Jul–Dec) 309.3439

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 8.3042 BIF (High: 310.0103 / Low: 301.7061). On the other end, September was the most stable month, with a tight range of 2.1216 BIF (High: 309.1381 / Low: 307.0165).

May Spread (Volatile) ±8.3042
September Spread (Stable) ±2.1216

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.9068 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1.9068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 313.5980) against the same month in 2020 (average: 297.0116), the exchange rate shifted by +16.5864 (+5.58%).

2021 Avg (December) 313.5980
2020 Avg (December) 297.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 304.9302 297.2517 300.6639
February 303.6450 300.0728 301.7332
March 301.8129 297.4356 300.2450
April 303.1894 296.2150 299.5131
May 310.0103 301.7061 306.2792
June 309.7287 305.3735 307.9161
July 307.3780 304.5892 306.0092
August 307.1647 304.7348 306.2229
September 309.1381 307.0165 307.9699
October 313.3957 307.8715 310.2924
November 313.0755 310.8640 311.9710
December 315.2189 312.0254 313.5980