YEARLY HIGH
0.0120 HRK
YEARLY LOW
0.0106 HRK
YEARLY AVERAGE
0.0113 HRK

2019 CRC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CRC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.0120. Conversely, the yearly low was recorded on February 5, dropping to 0.0106.

This high-to-low spread represents a total annual volatility of 0.0014 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0108 to the December average rate of 0.0118, the exchange rate registered a net change of 9.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0120 was up 4.26% compared to the 2018 peak of 0.0115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CRC based on timing:

Yearly Peak High 60 HRK
2018 Average 55 HRK
Yearly Trough Low 53 HRK
Transaction Impact: A difference of 7.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0119
0.0106
JanuMarcMayJulySeptNove

CRC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0110, compared to 0.0116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0110
H2 Avg (Jul–Dec) 0.0116

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 0.0006 HRK (High: 0.0120 / Low: 0.0115). On the other end, February was the most stable month, with a tight range of 0.0002 HRK (High: 0.0108 / Low: 0.0106).

November Spread (Volatile) ±0.0006
February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 0.0116) against the same month in 2018 (average: 0.0107), the exchange rate shifted by +0.0009 (+8.63%).

2019 Avg (November) 0.0116
2018 Avg (November) 0.0107

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0109 0.0106 0.0108
February 0.0108 0.0106 0.0107
March 0.0110 0.0108 0.0109
April 0.0112 0.0109 0.0110
May 0.0114 0.0111 0.0112
June 0.0114 0.0111 0.0112
July 0.0117 0.0112 0.0114
August 0.0118 0.0115 0.0117
September 0.0119 0.0116 0.0116
October 0.0117 0.0115 0.0116
November 0.0120 0.0115 0.0116
December 0.0120 0.0116 0.0118