YEARLY HIGH
0.0146 HRK
YEARLY LOW
0.0126 HRK
YEARLY AVERAGE
0.0133 HRK

2025 CRC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CRC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.0146. Conversely, the yearly low was recorded on September 16, dropping to 0.0126.

This high-to-low spread represents a total annual volatility of 0.0020 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0144 to the December average rate of 0.0130, the exchange rate registered a net change of -9.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0146 was up 1.15% compared to the 2024 peak of 0.0145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CRC based on timing:

Yearly Peak High 73 HRK
2024 Average 68 HRK
Yearly Trough Low 63 HRK
Transaction Impact: A difference of 10.17 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0146
0.0126
JanuMarcMayJulySeptNove

CRC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0137, compared to 0.0129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0137
H2 Avg (Jul–Dec) 0.0129

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0010 HRK (High: 0.0139 / Low: 0.0129). On the other end, November was the most stable month, with a tight range of 0.0002 HRK (High: 0.0131 / Low: 0.0129).

April Spread (Volatile) ±0.0010
November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0144) against the same month in 2024 (average: 0.0134), the exchange rate shifted by +0.0010 (+7.80%).

2025 Avg (January) 0.0144
2024 Avg (January) 0.0134

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0146 0.0142 0.0144
February 0.0145 0.0142 0.0143
March 0.0143 0.0137 0.0139
April 0.0139 0.0129 0.0132
May 0.0134 0.0130 0.0132
June 0.0131 0.0127 0.0129
July 0.0131 0.0126 0.0128
August 0.0131 0.0127 0.0128
September 0.0128 0.0126 0.0127
October 0.0130 0.0127 0.0129
November 0.0131 0.0129 0.0130
December 0.0133 0.0128 0.0130