2020 CVE to HRK Historical Review

YEARLY HIGH

0.0698 HRK

YEARLY LOW

0.0270 HRK

YEARLY AVERAGE

0.0680 HRK

2020 CVE to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CVE to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.0698. Conversely, the yearly low was recorded on March 18, dropping to 0.0270.

This high-to-low spread represents a total annual volatility of 0.0428 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0673 to the December average rate of 0.0681, the exchange rate registered a net change of 1.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0698 was up 2.70% compared to the 2019 peak of 0.0679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CVE based on timing:

Yearly Peak High 349 HRK

2019 Average 335 HRK

Yearly Trough Low 135 HRK

Transaction Impact: A difference of 214.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0688

0.0667

JanuMarcMayJulySeptNove

CVE to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0678, compared to 0.0681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0678

H2 Avg (Jul–Dec) 0.0681

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0428 HRK (High: 0.0698 / Low: 0.0270). On the other end, January was the most stable month, with a tight range of 0.0005 HRK (High: 0.0675 / Low: 0.0670).

March Spread (Volatile) ±0.0428

January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0669) against the same month in 2019 (average: 0.0672), the exchange rate shifted by -0.0002 (-0.37%).

2020 Avg (March) 0.0669

2019 Avg (March) 0.0672

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0675	0.0670	0.0673
February	0.0676	0.0670	0.0673
March	0.0698	0.0270	0.0669
April	0.0696	0.0681	0.0686
May	0.0688	0.0680	0.0685
June	0.0688	0.0679	0.0684
July	0.0685	0.0636	0.0679
August	0.0690	0.0667	0.0680
September	0.0687	0.0677	0.0682
October	0.0687	0.0681	0.0684
November	0.0687	0.0677	0.0683
December	0.0683	0.0677	0.0681