YEARLY HIGH
0.0720 HRK
YEARLY LOW
0.0652 HRK
YEARLY AVERAGE
0.0682 HRK

2022 CVE to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CVE to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 0.0720. Conversely, the yearly low was recorded on October 31, dropping to 0.0652.

This high-to-low spread represents a total annual volatility of 0.0068 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0680 to the December average rate of 0.0683, the exchange rate registered a net change of 0.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0720 was up 4.63% compared to the 2021 peak of 0.0688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CVE based on timing:

Yearly Peak High 360 HRK
2021 Average 340 HRK
Yearly Trough Low 326 HRK
Transaction Impact: A difference of 33.90 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0686
0.0678
JanuMarcMayJulySeptNove

CVE to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0682, compared to 0.0682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0682
H2 Avg (Jul–Dec) 0.0682

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0053 HRK (High: 0.0720 / Low: 0.0666). On the other end, August was the most stable month, with a tight range of 0.0013 HRK (High: 0.0686 / Low: 0.0673).

September Spread (Volatile) ±0.0053
August Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0683) against the same month in 2021 (average: 0.0678), the exchange rate shifted by +0.0005 (+0.70%).

2022 Avg (September) 0.0683
2021 Avg (September) 0.0678

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0688 0.0675 0.0680
February 0.0691 0.0672 0.0681
March 0.0692 0.0672 0.0684
April 0.0693 0.0679 0.0685
May 0.0689 0.0677 0.0681
June 0.0691 0.0672 0.0681
July 0.0706 0.0673 0.0686
August 0.0686 0.0673 0.0679
September 0.0720 0.0666 0.0683
October 0.0685 0.0652 0.0679
November 0.0690 0.0661 0.0679
December 0.0689 0.0675 0.0683