2020 CZK to BGN Historical Review

YEARLY HIGH

0.0788 BGN

YEARLY LOW

0.0702 BGN

YEARLY AVERAGE

0.0740 BGN

2020 CZK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 0.0788. Conversely, the yearly low was recorded on April 4, dropping to 0.0702.

This high-to-low spread represents a total annual volatility of 0.0086 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0776 to the December average rate of 0.0744, the exchange rate registered a net change of -4.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0788 was up 1.99% compared to the 2019 peak of 0.0772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 394 BGN

2019 Average 381 BGN

Yearly Trough Low 351 BGN

Transaction Impact: A difference of 42.84 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0786

0.0711

JanuMarcMayJulySeptNove

CZK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0743, compared to 0.0736 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0743

H2 Avg (Jul–Dec) 0.0736

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0072 BGN (High: 0.0775 / Low: 0.0703). On the other end, June was the most stable month, with a tight range of 0.0007 BGN (High: 0.0737 / Low: 0.0730).

March Spread (Volatile) ±0.0072

June Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0042 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0780) against the same month in 2019 (average: 0.0761), the exchange rate shifted by +0.0019 (+2.51%).

2020 Avg (February) 0.0780

2019 Avg (February) 0.0761

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0780	0.0770	0.0776
February	0.0788	0.0768	0.0780
March	0.0775	0.0703	0.0737
April	0.0729	0.0702	0.0717
May	0.0727	0.0706	0.0717
June	0.0737	0.0730	0.0733
July	0.0748	0.0732	0.0738
August	0.0751	0.0742	0.0747
September	0.0746	0.0719	0.0732
October	0.0728	0.0712	0.0719
November	0.0749	0.0716	0.0739
December	0.0750	0.0738	0.0744