2021 CZK to BGN Historical Review

YEARLY HIGH

0.0787 BGN

YEARLY LOW

0.0740 BGN

YEARLY AVERAGE

0.0763 BGN

2021 CZK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0787. Conversely, the yearly low was recorded on March 8, dropping to 0.0740.

This high-to-low spread represents a total annual volatility of 0.0047 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0748 to the December average rate of 0.0775, the exchange rate registered a net change of 3.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0787 was down 0.01% compared to the 2020 peak of 0.0788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 394 BGN

2020 Average 370 BGN

Yearly Trough Low 370 BGN

Transaction Impact: A difference of 23.72 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0778

0.0744

JanuMarcMayJulySeptNove

CZK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0757, compared to 0.0769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0757

H2 Avg (Jul–Dec) 0.0769

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0020 BGN (High: 0.0787 / Low: 0.0768). On the other end, January was the most stable month, with a tight range of 0.0006 BGN (High: 0.0751 / Low: 0.0745).

December Spread (Volatile) ±0.0020

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0775) against the same month in 2020 (average: 0.0744), the exchange rate shifted by +0.0031 (+4.19%).

2021 Avg (December) 0.0775

2020 Avg (December) 0.0744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0751	0.0745	0.0748
February	0.0762	0.0744	0.0756
March	0.0751	0.0740	0.0747
April	0.0758	0.0750	0.0754
May	0.0772	0.0756	0.0766
June	0.0772	0.0765	0.0768
July	0.0768	0.0757	0.0763
August	0.0771	0.0764	0.0768
September	0.0772	0.0762	0.0770
October	0.0773	0.0759	0.0767
November	0.0776	0.0759	0.0770
December	0.0787	0.0768	0.0775