2020 CZK to BIF Historical Review

YEARLY HIGH

91.2030 BIF

YEARLY LOW

72.5795 BIF

YEARLY AVERAGE

82.6806 BIF

2020 CZK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 91.2030. Conversely, the yearly low was recorded on March 19, dropping to 72.5795.

This high-to-low spread represents a total annual volatility of 18.6235 BIF. From a start-to-finish perspective, comparing the January average rate of 82.9735 to the December average rate of 89.9478, the exchange rate registered a net change of 8.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 91.2030 was up 9.87% compared to the 2019 peak of 83.0089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 456,015 BIF

2019 Average 401,686 BIF

Yearly Trough Low 362,898 BIF

Transaction Impact: A difference of 93,117.47 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

91.3860

74.1268

JanuMarcMayJulySeptNove

CZK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.3702, compared to 85.9910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.6208 points.

H1 Avg (Jan–Jun) 79.3702

H2 Avg (Jul–Dec) 85.9910

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.0597 BIF (High: 84.6392 / Low: 72.5795). On the other end, January was the most stable month, with a tight range of 1.5752 BIF (High: 83.7954 / Low: 82.2202).

March Spread (Volatile) ±12.0597

January Spread (Stable) ±1.5752

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.3236 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.3236

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 89.9478) against the same month in 2019 (average: 81.8492), the exchange rate shifted by +8.0986 (+9.89%).

2020 Avg (December) 89.9478

2019 Avg (December) 81.8492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	83.7954	82.2202	82.9735
February	83.1814	81.0343	82.1855
March	84.6392	72.5795	78.8619
April	77.6007	73.7446	75.5651
May	78.7190	74.3757	76.1551
June	81.4538	79.0397	80.4800
July	87.1961	80.5321	83.1663
August	88.1056	86.2467	87.1831
September	87.6168	82.7719	85.1352
October	84.7195	82.6693	83.6923
November	88.6863	82.6153	86.8211
December	91.2030	88.7451	89.9478