YEARLY HIGH
144.9173 BIF
YEARLY LOW
119.3337 BIF
YEARLY AVERAGE
135.4445 BIF

2025 CZK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CZK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 144.9173. Conversely, the yearly low was recorded on January 15, dropping to 119.3337.

This high-to-low spread represents a total annual volatility of 25.5836 BIF. From a start-to-finish perspective, comparing the January average rate of 121.3173 to the December average rate of 142.8959, the exchange rate registered a net change of 17.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 144.9173 was up 12.08% compared to the 2024 peak of 129.3021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 724,586 BIF
2024 Average 621,284 BIF
Yearly Trough Low 596,668 BIF
Transaction Impact: A difference of 127,918.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

145.2018
119.1460
JanuMarcMayJulySeptNove

CZK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 129.2705, compared to 141.6185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.3479 points.

H1 Avg (Jan–Jun) 129.2705
H2 Avg (Jul–Dec) 141.6185

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 7.6124 BIF (High: 135.3902 / Low: 127.7778). On the other end, December was the most stable month, with a tight range of 1.9510 BIF (High: 143.7791 / Low: 141.8281).

April Spread (Volatile) ±7.6124
December Spread (Stable) ±1.9510

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.7254 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.7254

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 143.0305) against the same month in 2024 (average: 128.0919), the exchange rate shifted by +14.9386 (+11.66%).

2025 Avg (September) 143.0305
2024 Avg (September) 128.0919

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 123.8067 119.3337 121.3173
February 124.8654 120.0687 122.6637
March 129.4800 122.4734 127.5477
April 135.3902 127.7778 132.7973
May 136.2364 131.1113 133.6559
June 141.2338 135.2196 137.6413
July 142.7353 137.7887 140.6024
August 142.3359 138.4581 141.1447
September 144.9173 141.0333 143.0305
October 142.7645 139.8583 141.3051
November 142.5448 138.7033 140.7322
December 143.7791 141.8281 142.8959