2020 CZK to MAD Historical Review

YEARLY HIGH

0.4291 MAD

YEARLY LOW

0.3774 MAD

YEARLY AVERAGE

0.4095 MAD

2020 CZK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.4291. Conversely, the yearly low was recorded on March 19, dropping to 0.3774.

This high-to-low spread represents a total annual volatility of 0.0517 MAD. From a start-to-finish perspective, comparing the January average rate of 0.4230 to the December average rate of 0.4159, the exchange rate registered a net change of -1.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4291 was up 0.14% compared to the 2019 peak of 0.4285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 2,146 MAD

2019 Average 2,097 MAD

Yearly Trough Low 1,887 MAD

Transaction Impact: A difference of 258.48 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4259

0.3912

JanuMarcMayJulySeptNove

CZK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4090, compared to 0.4099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.4090

H2 Avg (Jul–Dec) 0.4099

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0472 MAD (High: 0.4246 / Low: 0.3774). On the other end, January was the most stable month, with a tight range of 0.0049 MAD (High: 0.4256 / Low: 0.4206).

March Spread (Volatile) ±0.0472

January Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0178 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4159) against the same month in 2019 (average: 0.4195), the exchange rate shifted by -0.0036 (-0.85%).

2020 Avg (December) 0.4159

2019 Avg (December) 0.4195

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4256	0.4206	0.4230
February	0.4243	0.4154	0.4212
March	0.4246	0.3774	0.4034
April	0.4169	0.3893	0.4039
May	0.4040	0.3857	0.3941
June	0.4130	0.4053	0.4084
July	0.4229	0.4072	0.4127
August	0.4224	0.4148	0.4174
September	0.4141	0.3982	0.4065
October	0.4041	0.3935	0.3982
November	0.4154	0.3940	0.4089
December	0.4291	0.4110	0.4159