2022 CZK to MAD Historical Review

YEARLY HIGH

0.4625 MAD

YEARLY LOW

0.4136 MAD

YEARLY AVERAGE

0.4349 MAD

2022 CZK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CZK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4625. Conversely, the yearly low was recorded on March 5, dropping to 0.4136.

This high-to-low spread represents a total annual volatility of 0.0489 MAD. From a start-to-finish perspective, comparing the January average rate of 0.4294 to the December average rate of 0.4591, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4625 was up 8.67% compared to the 2021 peak of 0.4256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 2,313 MAD

2021 Average 2,073 MAD

Yearly Trough Low 2,068 MAD

Transaction Impact: A difference of 244.37 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4626

0.4206

JanuMarcMayJulySeptNove

CZK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4304, compared to 0.4395 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.4304

H2 Avg (Jul–Dec) 0.4395

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0278 MAD (High: 0.4415 / Low: 0.4136). On the other end, December was the most stable month, with a tight range of 0.0076 MAD (High: 0.4625 / Low: 0.4549).

March Spread (Volatile) ±0.0278

December Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0075 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.4591) against the same month in 2021 (average: 0.4146), the exchange rate shifted by +0.0445 (+10.74%).

2022 Avg (December) 0.4591

2021 Avg (December) 0.4146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4356	0.4223	0.4294
February	0.4408	0.4230	0.4352
March	0.4415	0.4136	0.4287
April	0.4410	0.4276	0.4346
May	0.4343	0.4150	0.4271
June	0.4325	0.4212	0.4271
July	0.4345	0.4163	0.4241
August	0.4354	0.4223	0.4291
September	0.4423	0.4243	0.4331
October	0.4454	0.4341	0.4393
November	0.4610	0.4380	0.4524
December	0.4625	0.4549	0.4591