2019 DJF to BAM Historical Review

YEARLY HIGH

0.0116 BAM

YEARLY LOW

0.0095 BAM

YEARLY AVERAGE

0.0098 BAM

2019 DJF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the DJF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 0.0116. Conversely, the yearly low was recorded on January 13, dropping to 0.0095.

This high-to-low spread represents a total annual volatility of 0.0021 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0097 to the December average rate of 0.0099, the exchange rate registered a net change of 2.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0116 was up 19.13% compared to the 2018 peak of 0.0098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 58 BAM

2018 Average 47 BAM

Yearly Trough Low 48 BAM

Transaction Impact: A difference of 10.52 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0100

0.0096

JanuMarcMayJulySeptNove

DJF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0097, compared to 0.0099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0097

H2 Avg (Jul–Dec) 0.0099

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0021 BAM (High: 0.0116 / Low: 0.0095). On the other end, May was the most stable month, with a tight range of 0.0001 BAM (High: 0.0099 / Low: 0.0098).

January Spread (Volatile) ±0.0021

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0097) against the same month in 2018 (average: 0.0090), the exchange rate shifted by +0.0007 (+7.79%).

2019 Avg (January) 0.0097

2018 Avg (January) 0.0090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0116	0.0095	0.0097
February	0.0098	0.0096	0.0097
March	0.0098	0.0096	0.0097
April	0.0099	0.0097	0.0098
May	0.0099	0.0098	0.0098
June	0.0099	0.0096	0.0097
July	0.0099	0.0097	0.0098
August	0.0099	0.0098	0.0099
September	0.0101	0.0099	0.0100
October	0.0100	0.0098	0.0099
November	0.0100	0.0098	0.0099
December	0.0100	0.0098	0.0099