2020 DJF to BAM Historical Review

YEARLY HIGH

0.0102 BAM

YEARLY LOW

0.0090 BAM

YEARLY AVERAGE

0.0096 BAM

2020 DJF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.0102. Conversely, the yearly low was recorded on December 31, dropping to 0.0090.

This high-to-low spread represents a total annual volatility of 0.0013 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0099 to the December average rate of 0.0090, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0102 was down 11.97% compared to the 2019 peak of 0.0116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 51 BAM

2019 Average 49 BAM

Yearly Trough Low 45 BAM

Transaction Impact: A difference of 6.44 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0102

0.0089

JanuMarcMayJulySeptNove

DJF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0100, compared to 0.0093 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0100

H2 Avg (Jul–Dec) 0.0093

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0006 BAM (High: 0.0102 / Low: 0.0096). On the other end, October was the most stable month, with a tight range of 0.0001 BAM (High: 0.0094 / Low: 0.0093).

March Spread (Volatile) ±0.0006

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0099) against the same month in 2019 (average: 0.0097), the exchange rate shifted by +0.0002 (+2.26%).

2020 Avg (March) 0.0099

2019 Avg (March) 0.0097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0100	0.0098	0.0099
February	0.0102	0.0099	0.0101
March	0.0102	0.0096	0.0099
April	0.0102	0.0100	0.0101
May	0.0102	0.0099	0.0101
June	0.0099	0.0097	0.0098
July	0.0098	0.0093	0.0096
August	0.0094	0.0092	0.0093
September	0.0094	0.0092	0.0093
October	0.0094	0.0093	0.0093
November	0.0094	0.0092	0.0093
December	0.0092	0.0090	0.0090