2020 DJF to BIF Historical Review

YEARLY HIGH

10.9367 BIF

YEARLY LOW

10.5264 BIF

YEARLY AVERAGE

10.7530 BIF

2020 DJF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 10.9367. Conversely, the yearly low was recorded on March 29, dropping to 10.5264.

This high-to-low spread represents a total annual volatility of 0.4103 BIF. From a start-to-finish perspective, comparing the January average rate of 10.5869 to the December average rate of 10.9110, the exchange rate registered a net change of 3.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.9367 was down 10.29% compared to the 2019 peak of 12.1916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 54,683 BIF

2019 Average 51,758 BIF

Yearly Trough Low 52,632 BIF

Transaction Impact: A difference of 2,051.58 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.9434

10.5545

JanuMarcMayJulySeptNove

DJF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6456, compared to 10.8603 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2147 points.

H1 Avg (Jan–Jun) 10.6456

H2 Avg (Jul–Dec) 10.8603

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1590 BIF (High: 10.7161 / Low: 10.5571). On the other end, August was the most stable month, with a tight range of 0.0180 BIF (High: 10.8423 / Low: 10.8243).

April Spread (Volatile) ±0.1590

August Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 10.9110) against the same month in 2019 (average: 10.5460), the exchange rate shifted by +0.3650 (+3.46%).

2020 Avg (December) 10.9110

2019 Avg (December) 10.5460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6236	10.5554	10.5869
February	10.6236	10.5775	10.6052
March	10.6789	10.5264	10.6251
April	10.7161	10.5571	10.6510
May	10.7331	10.6129	10.6918
June	10.7884	10.6706	10.7136
July	10.8266	10.7303	10.8083
August	10.8423	10.8243	10.8344
September	10.8797	10.8286	10.8489
October	10.8958	10.8484	10.8679
November	10.9157	10.8690	10.8914
December	10.9367	10.8958	10.9110