2021 DJF to BIF Historical Review

YEARLY HIGH

11.2761 BIF

YEARLY LOW

10.8548 BIF

YEARLY AVERAGE

11.0903 BIF

2021 DJF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 11.2761. Conversely, the yearly low was recorded on January 2, dropping to 10.8548.

This high-to-low spread represents a total annual volatility of 0.4213 BIF. From a start-to-finish perspective, comparing the January average rate of 10.9262 to the December average rate of 11.2195, the exchange rate registered a net change of 2.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.2761 was up 3.10% compared to the 2020 peak of 10.9367, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 56,380 BIF

2020 Average 53,768 BIF

Yearly Trough Low 54,274 BIF

Transaction Impact: A difference of 2,106.43 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.2489

10.8969

JanuMarcMayJulySeptNove

DJF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0037, compared to 11.1769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1731 points.

H1 Avg (Jan–Jun) 11.0037

H2 Avg (Jul–Dec) 11.1769

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1549 BIF (High: 11.0097 / Low: 10.8548). On the other end, August was the most stable month, with a tight range of 0.0195 BIF (High: 11.1529 / Low: 11.1334).

January Spread (Volatile) ±0.1549

August Spread (Stable) ±0.0195

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0050 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 11.2195) against the same month in 2020 (average: 10.9110), the exchange rate shifted by +0.3085 (+2.83%).

2021 Avg (December) 11.2195

2020 Avg (December) 10.9110

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0097	10.8548	10.9262
February	11.0169	10.9120	10.9565
March	11.0394	10.9337	10.9844
April	11.0590	10.9381	10.9794
May	11.0993	10.9523	11.0623
June	11.1501	11.0924	11.1136
July	11.1637	11.1197	11.1372
August	11.1529	11.1334	11.1426
September	11.2079	11.1487	11.1710
October	11.2416	11.1666	11.1933
November	11.2231	11.1796	11.1975
December	11.2761	11.1625	11.2195